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Flexi Savings Account
Sinapi Flexi Savings Account is the only distinctive account which has the most affordable opening balance and allow clients to withdraw at zero (0) cost. This account gives opportunities for individuals, groups and corporate institutions to save for a better tomorrow. It is accessible nationwide in any of SASL branches due to its networked systems. Client’s accounts are monitored jointly by both the client and SASL staff.

Premium Investment Account
This is an individual account with the most attractive interest rates in the market and flexible withdrawal terms. The account allows investors, individuals and well constituted bodies to invest their earnings profitably. The account is open to Ghanaians and non-Ghanaians who operate businesses, Micro-entrepreneurs and Business owners.

Sinapi Susu Account
This is an easy and convenient savings at your doorstep. Any existing and prospect of SASL who due to their schedules may not be able to walk into SASL office to make cash deposit must take advantage of Sinapi Susu Account. One can save any amount on daily, weekly or bi-weekly basis. It is a safe, easy and convenient way of banking.

Sinapi Current Account
Sinapi Current Account is a demand deposit account for individuals, business entrepreneurs and businesses to save and withdraw cash anytime without notice. Our current account is convenient and ideal for customers who due to the nature of their activities and or business transactions have to frequently conduct business through their accounts without prior notice.

Smart Kids Account
A custodial account for kids between the ages of 1 day old to 18 years, this account serves as a heritage account meant for parents and or guardians to ensure their wards or children are cushioned against any financial mishaps. It has high interest earnings and it is designed to discourage frequent withdrawals.
Sinapi Fixed Deposit Account
This investment account helps you grow your money. It is simple, effective, safe and also gives you the opportunity to earn high interest. The account allows investors, individuals and well constituted bodies to invest their earnings profitably. It is open to all potential and existing customers.
Group Loan (Trust Bank and Cluster Group Loans)
Group Loan is a convenient, simple and reliable loan product that gives the low income entrepreneurs access to working capital funds and financial support in groups of 4-10 membership. No collateral is required. Group members enjoy door step delivery services and group support. Clients are transformed through business advisory services, training, etc.

Micro Enterprise Loan (Individual Loan)
This loan product is a straight forward, flexible and dependable working capital loan for individuals, small and micro entrepreneurs who are capable of obtaining the loan independently. This product is to aid small and micro entrepreneurs grow their businesses steadily and progressively.

Sinapi Festive Loan
Clients of Sinapi Aba can receive additional and special loans during festive seasons with its Festive Loan product. It helps clients who might still be servicing existing loan to receive additional funding to purchase additional goods to sell during the festive and peak times.

Small and Medium Enterprise (SME) Loan
SME is a product for small entrepreneurs who are steadily growing their businesses and need substantial financial support to further expand their businesses. This product is simple, flexible, convenient and easy access to meet entrepreneurs’ needs.

Sinapi Business Asset Loan
Sinapi Business Asset Loan is a reliable and flexible loan product that gives small and micro entrepreneurs the opportunity to acquire business assets to promote the efficiency of their business operations. This enhances clients’ productivity.

Sinapi Agro-Loan
Sinapi Agricultural loan is a simple and reliable tailor-made value chain lending to agricultural actors (farmers, aggregators, input dealers, processors, etc). This loan facility is to help actors in this sector gain easy access to loan in support of their agri-businesses. The tailored product is designed to overcome the challenges in the agric sector and also help transform Ghana’s agric sector.

Micro School Loan
Micro-school loan is a special product which supports micro and less developed schools to increase enrolment and also provide quality learning and teaching environment for pupils. Capacity building programs are held for teachers and proprietors.

Sinapi Education Loan
Sinapi Education loan gives the peace of mind and stress free life in settling children’s school fees obligation and other educational costs. It is simple and reliable loan product with flexible repayment terms that helps clients to give better education to their children.

Sinapi Salary Loan
Sinapi Salary loan is specifically designed for salary workers in public and private institutions to help meet their financial contingencies. It is easy to access and also stress free in terms of repayment.

Efipa (Microhousing) Loan
Sinapi is using this opportunity to improve, refurbish and complete your house making it the Home you rightly deserve. This product is simple, flexible, convenient and easy to access to meet your home improvement needs. You can access Sinapi Efipa Loan in any of our Branches nationwide.
This loan can be accessed by individuals who are
•    small and micro-entrepreneurs, business men and women
•    Salaried workers who operate additional businesses

Sinapi Ahoteɛ loan
The Sinapi Ahoteɛ loan offers clients the opportunity to improve the quantity and/or quality of water and sanitation in their respective homes or for commercial purposes. Individuals, groups, churches, etc can access the product to construct or rehabilitate household latrines/toilets, drill boreholes, wells, connection/extension of household piped water etc. It is affordable and has flexible terms of repayment.

Sinapi Auto Loan
Sinapi Auto Loan is a dream comes true for persons who dream of having their own vehicles! Sinapi uses this opportunity to enable individuals to purchase vehicles to improve their businesses. The loan is flexible and available in all Sinapi Aba Branches.

Sinapi  Susu Loan
This is an easy and convenient savings that enable you to secure a loan from Sinapi Aba. This opportunity is open to both new and existing customers. The product enables customers to make deposits with the intent of getting a loan to support and grow an existing business. It is a safe, easy and convenient way to secure your loan.

Business Bundle
This is a blend of our products and services aimed at wholly helping organizations to grow. In this regard the bundle services range from advisory services to business clinics, whilst our products on offer under this special Business Bundle include Overdrafts, Lines of Credit and Credit Buy-Outs.

Sinapi E- Products
Sinapi offers a range of electronic products such as 
SMS Alert – The beneficiary receives a prompt notification on phone whenever a transaction takes place in his/ her respective account.
E- Alert – The client receives an e-mail notification of any transaction that takes place in the account.
E- Statement – The client receives his/her financial statement by e-mail either on a daily or weekly basis depending on the client’s choice.
Remittance Services
Sinapi Aba offer remittance services to its clients as well as the general public. The services are present and can be accessed in all of Sinapi Branches nationwide. Services offered are from three main institutions as follows:
•    Merchant Bank (Merban and Moneygram)
•    Ecobank (Western Union)
•    Cash 4 Africa

Non Financial Programmes
Sinapi Aba tapping from its operational experiences over the years has set up a Non- Finance Unit that offers other services. These include: institutional training, Deprived and vulnerable youth programme called Youth Apprenticeship Programme (YAP) HIV/AIDS education, exposure visits etc.

Corporate Training and Development
Sinapi Aba provides microfinance related training that makes one knowledgeable and skilful in microfinancing for microfinance institutions. Our training areas include lending methodologies, effective credit management and savings mobilisation. Others are Management Information Systems for MFIs, Monitoring and Evaluation for MFIs, Time Management, Entrepreneurship Development, Customer Service and Marketing Small and Micro Businesses among others.

Youth Apprenticeship Programmes (YAP)
Sinapi Aba reaches out to transform the lives of vulnerable and disadvantaged youth in the society through its Youth development programme dubbed Youth Apprenticeship Programme (YAP) YAP seeks to address the unemployment problems among the youth and curb the spread of HIV/AIDS among the youth in Ghana. Sinapi Aba Provides the youth with training and opportunities to acquire skills to generate income to become independent and responsible citizens in society.

Exposure Visits
Sinapi Aba organises familiarization visits for microfinance practitioners, Students and other interested parties for institutional briefing, experience sharing among others. This gives opportunity for individuals and organisations to have firsthand information on microfinance and its related programmes.

  • Banking Hours
  • Mon - Fri 8.30am - 4.00pm
  • Business Hours
  • Mon - Fri 8.30am - 5.00pm
  • Hotlines
  • 24/7

Where to find us?

22A Ellis Avenue Nhyiaeso, Near Capital Radio. P. O. Box 4911 Kumasi - Ghana